Your questions answered
How long will it take to get an approval?
Once we’ve received your completed application and documentation, we will get back to you within a day. It could be the same day you apply, or the next business day – it depends on what time of day we receive your application.
How long does it take to get the money?
If approved, we will transfer the money as soon as we have received your signed loan agreement. When the funds hit your account depends on your bank - sometimes it is a few hours, the same business day, or it could be up to three business days.
How often can I pay it off?
We’re flexible. You can make weekly, fortnightly or monthly repayments.
How do I submit my bank statements?
You can submit your bank statements via this link:
Can I do my application entirely online?
Yes! Bene has made it easier for you by having a 100% online application process.
Why do I have to provide a video of my face?
Facial recognition technology is a tool to minimise fraud and help speed up the approval process.
Can I apply for a loan if I’m an international student?
You need to be a permanent Australian resident and work a minimum of 20 hours per week in order to apply for a Bene loan.
Can I apply for a loan if I receive Centrelink payments?
You may be eligible for a loan if you have another form of income in addition to receiving payments from Centrelink.
How much can I borrow?
We offer loans from $2,001 up to $30,000. The amount depends on your needs.
How long do I have to pay off my loan?
Our repayment periods range from six months to five years. You can choose your repayment period based on your personal situation.
What is your interest rate?
We offer personalised interest rates from as low as 9.99%. Once we’ve assessed your application, we’ll confirm the best possible rate we can give you.
Do you charge ongoing fees?
Nope, just a one-off application fee.
Do you have a penalty fee for early payouts?
Nope, we are penalty-free for early payouts!
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